如何致富(不靠运气)

How to Get Rich (without getting lucky):

如何致富(不靠运气):

Seek wealth, not money or status. Wealth is having assets that earn while you sleep. Money is how we transfer time and wealth. Status is your place in the social hierarchy.

追求财富,而不是金钱或地位。财富是拥有能在你睡觉时也为你赚钱的资产。金钱是我们转移时间和财富的方式。地位是你在社会等级中的位置。

Understand that ethical wealth creation is possible. If you secretly despise wealth, it will elude you.

要明白,符合道德的财富创造是可能的。如果你内心深处鄙视财富,它就会躲着你。

Ignore people playing status games. They gain status by attacking people playing wealth creation games.

无视那些玩地位游戏的人。他们靠攻击玩财富创造游戏的人来获取地位。

You’re not going to get rich renting out your time. You must own equity - a piece of a business - to gain your financial freedom.

靠出租自己的时间,你不会致富。你必须拥有股权——一家企业的一部分——才能获得财务自由。

You will get rich by giving society what it wants but does not yet know how to get. At scale.

你会因为向社会提供它想要、却还不知道如何得到的东西而致富。而且要规模化。

Pick an industry where you can play long term games with long term people.

选一个你能和“长期的人”玩“长期游戏”的行业。

The Internet has massively broadened the possible space of careers. Most people haven’t figured this out yet.

互联网极大地拓宽了可能的职业空间。大多数人还没想明白这一点。

Play iterated games. All the returns in life, whether in wealth, relationships, or knowledge, come from compound interest.

玩重复博弈。人生中一切的回报,无论是财富、关系还是知识,都来自复利。

Pick business partners with high intelligence, energy, and, above all, integrity.

挑选智力高、精力旺盛,而且最重要的是正直的商业伙伴。

Don’t partner with cynics and pessimists. Their beliefs are self-fulfilling.

不要和愤世嫉俗者、悲观主义者合伙。他们的信念会自我实现。

Learn to sell. Learn to build. If you can do both, you will be unstoppable.

学会销售。学会构建。两样都会,你将势不可挡。

Arm yourself with specific knowledge, accountability, and leverage.

用“专门知识”“责任担当”和“杠杆”武装自己。

Specific knowledge is knowledge that you cannot be trained for. If society can train you, it can train someone else, and replace you.

专门知识,是你无法被培训出来的知识。如果社会能培训你,它就能培训别人来取代你。

Specific knowledge is found by pursuing your genuine curiosity and passion rather than whatever is hot right now.

专门知识,是通过追随你真正的好奇心和热情找到的,而不是追随当下什么最热。

Building specific knowledge will feel like play to you but will look like work to others.

积累专门知识,对你来说像在玩,在别人看来却像在工作。

When specific knowledge is taught, it’s through apprenticeships, not schools.

专门知识若要传授,靠的是学徒制,而非学校。

Specific knowledge is often highly technical or creative. It cannot be outsourced or automated.

专门知识往往高度技术性、或高度创造性。它无法被外包,也无法被自动化。

Embrace accountability, and take business risks under your own name. Society will reward you with responsibility, equity, and leverage.

拥抱责任担当,以自己的名义去承担商业风险。社会会用责任、股权和杠杆来回报你。

The most accountable people have singular, public, and risky brands: Oprah, Trump, Kanye, Elon.

最有担当的人,都有独一无二、公开、且有风险的个人品牌:奥普拉、特朗普、坎耶、马斯克。

“Give me a lever long enough, and a place to stand, and I will move the earth.”

“给我一根足够长的杠杆,和一个立足点,我就能撬动地球。”

—— 阿基米德

Fortunes require leverage. Business leverage comes from capital, people, and products with no marginal cost of replication (code and media).

大富需要杠杆。商业杠杆来自资本、人力,以及“复制边际成本为零”的产品(代码和媒体)。

Capital means money. To raise money, apply your specific knowledge, with accountability, and show resulting good judgment.

资本就是钱。要融到钱,就运用你的专门知识,带着责任担当,并展现由此而来的良好判断力。

Labor means people working for you. It’s the oldest and most fought-over form of leverage. Labor leverage will impress your parents, but don’t waste your life chasing it.

人力,就是有人为你干活。这是最古老、也最被争夺的杠杆形式。人力杠杆会让你父母刮目相看,但别浪费人生去追逐它。

Capital and labor are permissioned leverage. Everyone is chasing capital, but someone has to give it to you. Everyone is trying to lead, but someone has to follow you.

资本和人力,是“需要许可”的杠杆。人人都在追逐资本,但得有人把它给你。人人都想当领导,但得有人跟随你。

Code and media are permissionless leverage. They’re the leverage behind the newly rich. You can create software and media that works for you while you sleep.

代码和媒体,是“无需许可”的杠杆。它们是新贵们背后的杠杆。你可以创造软件和媒体,让它们在你睡觉时也为你工作。

An army of robots is freely available - it’s just packed in data centers for heat and space efficiency. Use it.

一支机器人大军可以免费取用——它们只是为了散热和空间效率,被塞进了数据中心。用它。

If you can’t code, write books and blogs, record videos and podcasts.

如果你不会写代码,就写书、写博客,录视频、录播客。

Leverage is a force multiplier for your judgement.

杠杆,是你判断力的力量倍增器。

Judgement requires experience, but can be built faster by learning foundational skills.

判断力需要经验,但可以通过学习基础学科来更快地建立。

There is no skill called “business.” Avoid business magazines and business classes.

没有一种技能叫“经商”。远离商业杂志和商学课程。

Study microeconomics, game theory, psychology, persuasion, ethics, mathematics, and computers.

去学微观经济学、博弈论、心理学、说服术、伦理学、数学和计算机。

Reading is faster than listening. Doing is faster than watching.

读比听快。做比看快。

You should be too busy to “do coffee,” while still keeping an uncluttered calendar.

你应该忙到没空“约杯咖啡聊聊”,同时又保持一份不拥挤的日程表。

Set and enforce an aspirational personal hourly rate. If fixing a problem will save less than your hourly rate, ignore it. If outsourcing a task will cost less than your hourly rate, outsource it.

给自己设定并严格执行一个“有抱负的”个人时薪。如果解决一个问题省下的钱少于你的时薪,就别管它。如果外包一件事花的钱少于你的时薪,就外包出去。

Work as hard as you can. Even though who you work with and what you work on are more important than how hard you work.

尽你所能地努力工作。尽管“和谁一起做”和“做什么”,比“多努力”更重要。

Become the best in the world at what you do. Keep redefining what you do until this is true.

在你做的事情上,成为世界第一。不断重新定义你做的事,直到这句话为真。

There are no get rich quick schemes. That’s just someone else getting rich off you.

没有“快速致富”的门道。那只不过是别人在你身上致富。

Apply specific knowledge, with leverage, and eventually you will get what you deserve.

运用专门知识,加上杠杆,最终你会得到你应得的。

When you’re finally wealthy, you’ll realize that it wasn’t what you were seeking in the first place. But that’s for another day.

当你终于富有,你会意识到,这并不是你当初真正在寻求的东西。但那是另一天的话题了。


原为 Naval Ravikant 2018 年 5 月 31 日发于 X(@naval)的推文串,共 40 条。正文经 grok(xAI)取回并核对,译文为本站自译。

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